Remember your first bad sunburn? Mine came adorned with 2-inch, blaze-red blisters the day after a pool party. Despite an arsenal of new sunscreen technologies, sunburns happen all the time in Colorado. That’s because our high elevations make it easier for the sun to damage our skin.

Skin is one of your body’s main protectors. It maintains our temperature and moisture, generates vitamins and is a sun-warning system. Many of us don’t think much about these aspects of skin — we care how it looks or if it grows cancer.

Thus we slather and spritz sunscreen to keep our skin in good shape. But as we’ve learned with DDT and BPA, some product ingredients, including those in sunscreens, can have side effects that rival the very risks we’re avoiding.

What is it about sunlight that makes us need sunscreen? Sunlight has different rays, including invisible ultraviolet rays, visible light and infrared (or heat) light. Most ultraviolet rays are a form called UVA. UVA zooms through glass, through clouds and deep into your skin — it gives you a tan. It wrinkles and prematurely ages skin, facilitates cellular damage and increases the risk of the most serious of skin cancers, melanoma.

A small fraction of ultraviolet light is called UVB. These rays penetrate and cause a thickening of your skin’s upper layer. UVB radiation helps vitamin D production but also burns skin, damages cellular structures and leads to skin cancers.

Broad-spectrum sunscreens aim to protect us from both UVA and UVB light. They employ active ingredients that fall into two categories based on how they work: physical blockers, which scatter and absorb ultraviolet rays, and chemical absorbers, which absorb ultraviolet rays and convert them to heat.

To help these physical blockers and chemical absorbers work, sunscreens contain inactive ingredients designed to help them stick to your skin plus some chemicals that enable them to spread easily and prevent them from degrading or reacting adversely with one another.

Two physical blockers are commonly used: zinc oxide and titanium dioxide. Zinc oxide retards the full range of UVA and UVB rays, whereas titanium dioxide blocks about a quarter of them. Physical blockers don’t significantly penetrate intact skin to migrate into your blood or internal organs. Toxicology and epidemiology studies of these substances are in their infancy, but thus far little suggests that they’re harmful to humans except when they’re inhaled, such as from household dust or sunscreen sprays.

Chemical absorbers include all the other unpronounceable substances on sunscreen’s active-ingredients list. Each one absorbs a fraction of the ultraviolet spectrum so they’re used in combination with one another to block all the different types of ultraviolet rays. For example, avobenzone retards the UVA spectrum but none of the UVB spectrum. It’s often combined with a UVB-absorbing agent, like oxybenzone, to cover the gap in ultraviolet radiation reaching your skin. One reason chemical sunscreens have proliferated is because they’re easy to spread, are invisible and aren’t greasy-feeling. Many of these chemical absorbers, including oxybenzone, easily pass through your skin and into blood, organs and breast milk. Of greater concern, some chemical absorbers may behave as endocrine disrupters. Much like Bisphenol A, a compound that was recently removed from clear, hard plastic bottles, these sunscreen ingredients may impact production of hormones such as estrogen or testosterone. This endocrine disruption affects reproductive systems at all scales, from female fetal development to sperm production in grown males.

Although the U.S. Food and Drug Administration scrutinizes sunscreen’s effects on skin, most sunscreen ingredients haven’t been tested nor regulated for larger-scale human health impacts. Yet there is growing data on their influence. Want to know more about the impacts of that stuff you slather on your skin? Start with SkinCancer.org, EWG.org or NCBI.NLM.NIH.gov/pubmed.

In Colorado and for kids, sun is a pivotal part of an outdoor-oriented existence. Sunscreens permit us to cope with ultraviolet rays so we can spend more time outdoors, living in places we’re not genetically equipped to live in and doing activities that we’re not evolutionarily adapted to. Sunscreen’s rewards come with risks, but sunscreens are getting increasingly better.

What does our family do? We mitigate risk by making shade and strategizing our sun time. We hedge our bets by using sunscreens that only contain zinc oxide or zinc oxide plus titanium dioxide. We favor ones that apply easily to squirming kids and don’t make us look like Casper. We wear hats outside, and being really pale, I wear a ridiculously huge one. We have fun in the sun, knowing that ultraviolet risks come with rewards. And a few wrinkles.

James W. Hagadorn, Ph.D., is a scientist at the Denver Museum of Nature and Science. Suggestions and comments are welcome at jwhagadorn@dmns.org.