Auto insurance problems needed to come to light |

Auto insurance problems needed to come to light

Dear Editor:Thank you, Aspen Times, for featuring an article that brings to light our current auto insurance problems. Because of the newer tort system, those involved in auto accidents are not getting the medical care they deserve and need.In some cases, we are losing good-quality providers because they cannot run their business by waiting months, or even years, to receive claims payments and settlements, sometimes at reduced fees.In other cases, injured individuals are forced to pay cash, out-of-pocket, for medical treatment they need, waiting months, or even years, to get reimbursed. However, does everyone have the kind of money saved to cover major medical expenses from an auto accident? Of course not. This is why we purchase insurance.People may not be aware of the serious consequences of our current auto insurance laws until they become medically, and financially, devastated.Until the laws change, we should consider starting a health/medical savings account, and be prepared to do whatever is needed to maintain a level of great health for ourselves. These laws are proof that we cannot rely on our insurance system to save our health: We must become self-reliant.Our current tort system is tragic, and we deserve better care!Nina SchnipperBasalt

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